Oregon Real Estate Disclosure Requirements in 2026
Oregon’s recent legislative and regulatory activities have clarified the seller disclosure requirements and enhanced buyer protections in state law. Early in 2026, the Oregon Real Estate Agency, along with legislative committees, reviewed all existing laws, paying particular attention to material defects, disclosures of natural hazards, and concerns about environmental issues that are directly related to residential transactions.
Important changes to the Seller Disclosure Forms
The Seller’s Property Disclosure statement was revised to incorporate expanded questions regarding wildfire risks, flood zones and soil stability. This update will take effect in January 2026. The Seller’s Property Disclosure Statement now requires sellers to disclose all prior insurance claims relating to water or fire damage in the last ten years. This will provide buyers greater transparency.
The updates are in line with the recommendations of the Oregon Department of Consumer and Business Services and fill gaps found by recent court cases involving claims of nondisclosure. It is recommended that real estate professionals review the updated forms with their clients in order to avoid liability and ensure compliance.
The impact on buyers, sellers, and agents
The information is more detailed and can be used to influence the negotiation strategy or inspection priority. The updated disclosure form helps sellers reduce their risk of litigation after the sale by accurately completing the form. To maintain their ethical standards and to protect the interests of clients, licensed brokers and agents are required to stay up-to-date on these requirements.
- Check out the most recent disclosure checklist prior to listing your property.
- Encourage clients to get professional environmental inspections.
- All communications about known defects and prior claims should be documented.
Recommendations for General Use
Visit the Oregon Real Estate Agency, Oregon State Bar Real Estate Section, and Oregon Department of Consumer and Business Services for more information.